FDIC Myths, Legends and Misconceptions.
True or False:
Federal Deposit Insurance Corp. is only obligated to pay off 7% of the value of my deposits and that it has 99 years to pay off the balance.
I stumbled onto this recently and it caught my attention. There’s a great deal of misinformation and confusion about FDIC insurance coverage and limitations. And, of [...]
Sharper Image Illustrates a New Hazard with Gift Cards.
By now, you probably already know that many gift cards charge a fee against the unused balance if the card is not used by a year after purchase. But the recent bankrupting of Sharper Image shows a new peril with giving the gift of card.
Specifically, what happens to the card holder if the company files [...]
Casey Serin: Housing Crunch Poster Child? Or Just Damned Unlucky?
I stumbled on this video a few days back, and it made me wonder: how representative of the housing crunch is this guy?
For those of you who haven’t heard of Casey Serin, he was a self made real estate speculator. A guy who watched a video, read a couple of books and became a real [...]
Why Now is the Time to Consolidate Your Student Loans (and Get an Interest Rate as Low as 3.6%)!
Got student loan debt?
If you do, you’re not alone. With more people attending higher education than ever before and tuition skyrocketing, graduates are finding themselves saddled with 5 figure debt before they’ve even begun their careers.
I was fairly lucky to do as well I did. Having no scholarship and a deteriorating family situation that left [...]
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