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10 Investment Tips for Beginners: #3. Don’t confuse investing with trading.

Investing can be viewed as buying shares of an appreciating asset, and holding for the long term time horizon. Buying shares of the Vanguard total stock index fund for retirement, is one example. Another example of investing is buying shares in a business when the share price is close to or less than the value [...]

10 Investment Tips for Beginners: #2. Be aware of taxes.

A lot of people let tax rates and events dictate their investment decisions. This is unavoidable to some extent, but taxes are only part of the picture. I am not saying you should ignore tax policy. Just know what the tax policy is and how it affects your investments.

For example, buying tax exempt bonds when [...]

10 Investment Tips for Beginners: #1. Follow the rules.

I don’t mean rules and regulations for investing, I mean your own rules! Have a plan and stick to it! An example of this would be to determine your asset allocation and only buy stocks that fit into your allocation when you need to increase the amount of stocks in relation to the amount of [...]

Is Debt Settlement a Good Idea?

When is debt settlement a good idea?

It’s a common scenario. You find yourself over your head in debt and see an offer like the one pictured here, promising to get you out of debt, fast and easy! Most debt settlement companies are little more than a scam.

The plan is that you enroll in the [...]