Simple Debt-Free Finance

A Simple Approach to Getting Out of Debt & Into Wealth

4 Options For Bills In Collections.

What can you do when you don’t have health insurance and you can’t pay your medical bills that have been sent to a collections agency?
Well, that’s the question recently fielded by Bankrate.com’s Justin Harelik.
The reader’s mother has been dealing with bills for her open-heart surgery that were sent to collection in 1996! She worked [...]

2009, year in review.

What a year it’s been!
As the history books close on 2009, I thought it might be nice to take a look back on the topics that were hot on Simple Debt-Free Finance over the past year.
401(k) Plans.
2009 saw a lot of talk about the future of the 401(k). It seems only natural, given that it [...]

More Students Defaulting On Loans.

It’s a sign of the times. Foreclosures are up, bankruptcies are up. Unemployment is up. Incomes are down. It’s only natural that the rate of default on student loans is on the rise as well.
For example, this story from the StatesMan shows that the data for the last 3 years show more defaults on [...]

NPV - The New Mortgage Modification Test.

Those homeowners looking for a mortgage modification may have a new hurdle to clear. It’s called the NPV test, and it’s largely a mystery to all but the lenders using it. While the inner workings of the test are hidden from the outside world and may be complex, the result is simple: pass or fail.
If [...]

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    The information and opinions provided on this site do not constitute professional advice. This blog is intended to provide general information only about the author's own personal financial journey. While all information shared here is believed to be accurate, the owner/operator of this website specifically disclaims all warranties expressed, implied or statutory, regarding the accuracy, timeliness, and/or completeness of the information contained herein. You are advised to discuss your specific requirements with an independent financial adviser. All posts are © 2008-2011, Simple Debt Free Finance.
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