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	<title>Comments on: 3 Common Credit Myths Exposed!</title>
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	<link>http://simpledebtfreefinance.com/3-common-credit-myths-exposed/</link>
	<description>A Simple Approach to Getting Out of Debt and Into Wealth</description>
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		<title>By: Joe</title>
		<link>http://simpledebtfreefinance.com/3-common-credit-myths-exposed/#comment-61518</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Thu, 10 Feb 2011 02:42:22 +0000</pubDate>
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		<description>Adam, I disagree that an auto loan is good &lt;a href=&quot;http://simpledebtfreefinance.com/tag/debt/&quot;&gt;debt&lt;/a&gt; too but from the lender&#039;s point of view a secured loan is better than unsecured, and so the rates are more favorable to the borrower and those loans are not wighted as heavily against you on a credit report.</description>
		<content:encoded><![CDATA[<p>Adam, I disagree that an auto loan is good debt too but from the lender&#8217;s point of view a secured loan is better than unsecured, and so the rates are more favorable to the borrower and those loans are not wighted as heavily against you on a credit report.</p>
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		<title>By: Adam from theFreeAnnualCreditReports</title>
		<link>http://simpledebtfreefinance.com/3-common-credit-myths-exposed/#comment-61239</link>
		<dc:creator>Adam from theFreeAnnualCreditReports</dc:creator>
		<pubDate>Wed, 09 Feb 2011 01:27:46 +0000</pubDate>
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		<description>Nice tips. I must disagree on an auto loan being good &lt;a href=&quot;http://simpledebtfreefinance.com/tag/debt/&quot;&gt;debt&lt;/a&gt; though just because it is secured. 

Good debt is debt that is an investment and will payoff one day. &lt;a href=&quot;http://simpledebtfreefinance.com/tag/mortgages/&quot;&gt;Mortgage&lt;/a&gt;, student loans, starting a business, etc.

Just my opinion.</description>
		<content:encoded><![CDATA[<p>Nice tips. I must disagree on an auto loan being good debt though just because it is secured. </p>
<p>Good debt is debt that is an investment and will payoff one day. Mortgage, student loans, starting a business, etc.</p>
<p>Just my opinion.</p>
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		<title>By: Richie Cookies</title>
		<link>http://simpledebtfreefinance.com/3-common-credit-myths-exposed/#comment-1218</link>
		<dc:creator>Richie Cookies</dc:creator>
		<pubDate>Fri, 27 Feb 2009 02:59:53 +0000</pubDate>
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		<description>Excellent points. In fact every time your &lt;a href=&quot;http://simpledebtfreefinance.com/tag/credit-score/&quot;&gt;credit score&lt;/a&gt; is checked, if too often your  credit score goes down. The facts are just as valid.</description>
		<content:encoded><![CDATA[<p>Excellent points. In fact every time your credit score is checked, if too often your  credit score goes down. The facts are just as valid.</p>
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