4 Things worth the money.
Posted on | June 15, 2009 |
The folks at Kiplinger recently published a list of things people spend money on that are actually worth the cost. Here are the highlights.
1. Getting an annual furnace checkup.
Besides saving on energy costs, having a clean furnace will keep you safe. Faulty equipment is a leading cause of home fired and carbon monoxide poisoning. Isn’t some insurance against such calamity worth the price? Kiplinger thinks so (and so do I).
2. Hiring a lawyer to draw up your will.
The point of having a will in the first place is to protect your assets and ensure they are handled the way you want upon your death. Why take chances that your wishes will be circumvented by going the DIY route on your will? Besides, the $300 or so that a good lawyer will charge is far less than the potential cost of a botched will.
3. Being a member of a “warehouse club”.
I think warehouse clubs are obvious money savers for families of 3 or more who have the storage space often required for bulk items. But for the single person or young couple, they’re probably not worth the annual fee.
4. Renter’s insurance for your apartment.
This seems like an obvious one. For around $20 a month, you can cover all your worldly possessions in case of fire or theft. Still, I must confess that throughout my renting life (10+ years) I never had renter’s insurance. I just never got around to getting it, and didn’t think I owned anything of real value, quite frankly. Looking back on it, I was pretty lucky I didn’t need it because even the mundane, every day items like clothing can add up quickly when you have to replace them.
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June 16th, 2009 @ 5:09 pm
These are some great tips! I have a question though, how can you get a parent or loved one.. to draw up a will.. without them thinking you are trying to kill them sooner or you’re just waiting for them to die to claim what’s theirs?
June 16th, 2009 @ 9:20 pm
Wow TriNi… that’s a delicate situation!
I suppose you could try to explain that without a will, the government will decide where their money goes after they pass. Unless they have some vested interest in actively keeping you from inheriting their assets, they’d see it’s best for all to have a will. Of course, if they do have it in for you then they’d want a will to be sure you never got a dime when they died.