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	<title>Comments on: 4 Tips For Applying For a Mortgage</title>
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	<link>http://simpledebtfreefinance.com/4-tips-for-applying-for-a-mortgage/</link>
	<description>A Simple Approach to Getting Out of Debt and Into Wealth</description>
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		<title>By: Is Your House More Important Than Your Family?</title>
		<link>http://simpledebtfreefinance.com/4-tips-for-applying-for-a-mortgage/#comment-74526</link>
		<dc:creator>Is Your House More Important Than Your Family?</dc:creator>
		<pubDate>Mon, 28 Mar 2011 18:34:24 +0000</pubDate>
		<guid isPermaLink="false">http://simpledebtfreefinance.com/4-tips-for-applying-for-a-mortgage/#comment-74526</guid>
		<description>[...] ridiculously expensive. It was about 2x their combined annual income, which is well within the  usually recommended norm. It obviously turned out to be a bad time to buy, and especially in Nevada. But what made this even [...]</description>
		<content:encoded><![CDATA[<p>[...] ridiculously expensive. It was about 2x their combined annual income, which is well within the  usually recommended norm. It obviously turned out to be a bad time to buy, and especially in Nevada. But what made this even [...]</p>
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	<item>
		<title>By: What Do People Spend Their Money On?</title>
		<link>http://simpledebtfreefinance.com/4-tips-for-applying-for-a-mortgage/#comment-65326</link>
		<dc:creator>What Do People Spend Their Money On?</dc:creator>
		<pubDate>Thu, 24 Feb 2011 16:40:04 +0000</pubDate>
		<guid isPermaLink="false">http://simpledebtfreefinance.com/4-tips-for-applying-for-a-mortgage/#comment-65326</guid>
		<description>[...] get a general idea of how much this should be is to assume 2-3% of the home cost. It also pays to shop around for the best &lt;a href=&quot;http://simpledebtfreefinance.com/tag/mortgages/&quot;&gt;mortgage&lt;/a&gt; before you start looking at [...]</description>
		<content:encoded><![CDATA[<p>[...] get a general idea of how much this should be is to assume 2-3% of the home cost. It also pays to shop around for the best mortgage before you start looking at [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Heads Up - Your Credit Score May Suffer Even If You Pay Off Your Card Every Month!</title>
		<link>http://simpledebtfreefinance.com/4-tips-for-applying-for-a-mortgage/#comment-30718</link>
		<dc:creator>Heads Up - Your Credit Score May Suffer Even If You Pay Off Your Card Every Month!</dc:creator>
		<pubDate>Fri, 27 Aug 2010 00:26:45 +0000</pubDate>
		<guid isPermaLink="false">http://simpledebtfreefinance.com/4-tips-for-applying-for-a-mortgage/#comment-30718</guid>
		<description>[...] was worried that when I began to shop around for the best &lt;a href=&quot;http://simpledebtfreefinance.com/tag/mortgages/&quot;&gt;mortgage&lt;/a&gt; that my &lt;a href=&quot;http://simpledebtfreefinance.com/tag/debt/&quot;&gt;debt&lt;/a&gt; utilization ratio would get in the way. So, I called my &lt;a href=&quot;http://simpledebtfreefinance.com/tag/credit-cards/&quot;&gt;credit card&lt;/a&gt; company and asked [...]</description>
		<content:encoded><![CDATA[<p>[...] was worried that when I began to shop around for the best mortgage that my debt utilization ratio would get in the way. So, I called my credit card company and asked [...]</p>
]]></content:encoded>
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	<item>
		<title>By: The Almighty Debt-to-Income Ratio &#124; Simple Debt-Free Finance</title>
		<link>http://simpledebtfreefinance.com/4-tips-for-applying-for-a-mortgage/#comment-1120</link>
		<dc:creator>The Almighty Debt-to-Income Ratio &#124; Simple Debt-Free Finance</dc:creator>
		<pubDate>Mon, 16 Feb 2009 15:26:54 +0000</pubDate>
		<guid isPermaLink="false">http://simpledebtfreefinance.com/4-tips-for-applying-for-a-mortgage/#comment-1120</guid>
		<description>[...] I stumbled onto a guest post about the &lt;a href=&quot;http://simpledebtfreefinance.com/the-almighty-debt-to-income-ratio/&quot;&gt;Debt-to-Income Ratio&lt;/a&gt; over at MoneyNing today. It stuck out because it&#8217;s not something I&#8217;ve seen blogged about much. In fact, until I saw that post the only time I&#8217;d ever seen it referred to in a blog was when I wrote 4 Tips For Applying For a &lt;a href=&quot;http://simpledebtfreefinance.com/tag/mortgages/&quot;&gt;Mortgage&lt;/a&gt;. [...]</description>
		<content:encoded><![CDATA[<p>[...] I stumbled onto a guest post about the Debt-to-Income Ratio over at MoneyNing today. It stuck out because it&#8217;s not something I&#8217;ve seen blogged about much. In fact, until I saw that post the only time I&#8217;d ever seen it referred to in a blog was when I wrote 4 Tips For Applying For a Mortgage. [...]</p>
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	<item>
		<title>By: Can You Live on One Income? &#124; Simple Debt-Free Finance</title>
		<link>http://simpledebtfreefinance.com/4-tips-for-applying-for-a-mortgage/#comment-1028</link>
		<dc:creator>Can You Live on One Income? &#124; Simple Debt-Free Finance</dc:creator>
		<pubDate>Mon, 09 Feb 2009 16:10:48 +0000</pubDate>
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		<description>[...] Save up a sizable down payment to purchase the house, and don&#8217;t buy more than you can afford. My wife and I are currently in the process of buying a larger house. Despite the fact that it is a [...]</description>
		<content:encoded><![CDATA[<p>[...] Save up a sizable down payment to purchase the house, and don&#8217;t buy more than you can afford. My wife and I are currently in the process of buying a larger house. Despite the fact that it is a [...]</p>
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