Comments on: 7 steps to getting out of debt. http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/ A Simple Approach to Getting Out of Debt and Into Wealth Fri, 18 May 2012 02:11:18 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Simple Debt-Free Finance » Blog Archive Balance Transfers – Simple Solution or Debt Enhancer? http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-409119 Simple Debt-Free Finance » Blog Archive Balance Transfers – Simple Solution or Debt Enhancer? Fri, 20 Apr 2012 00:39:31 +0000 http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-409119 [...] <a href="http://simpledebtfreefinance.com/tag/credit-cards/">Credit card</a> companies issue balance transfer cards to a target market of consumers who actively use <a href="http://simpledebtfreefinance.com/tag/credit-cards/">credit cards</a>. The balance transfer cards typically offer a low (or no) interest rate for a promotional period of time – usually 6-12 months. A consumer can use the balance transfer cards to move existing credit card balances to one card and consolidate the amount of credit card payments they make each month. Provided a card holder can pay off the entire balance placed on the new card at the lowered interest rate within the promotional time period, a balance transfer credit card can be a valuable tool for <a href="http://simpledebtfreefinance.com/tag/debt/">debt</a> elimination. [...] [...] Credit card companies issue balance transfer cards to a target market of consumers who actively use credit cards. The balance transfer cards typically offer a low (or no) interest rate for a promotional period of time – usually 6-12 months. A consumer can use the balance transfer cards to move existing credit card balances to one card and consolidate the amount of credit card payments they make each month. Provided a card holder can pay off the entire balance placed on the new card at the lowered interest rate within the promotional time period, a balance transfer credit card can be a valuable tool for debt elimination. [...]

]]> By: SmartMoneyGuy http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-85152 SmartMoneyGuy Mon, 25 Apr 2011 11:50:49 +0000 http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-85152 Hi, i like your personal and simple approach to the subject of money and personal finance. keep it up! Hi,
i like your personal and simple approach to the subject of money and personal finance. keep it up!

]]> By: Celebrate Your Financial Independence http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-21262 Celebrate Your Financial Independence Sun, 04 Jul 2010 11:59:53 +0000 http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-21262 [...] Eliminate <a href="http://simpledebtfreefinance.com/tag/debt/">debt</a>. I’m sure you’ve heard that the debtor is a slave to the lender. Well, I think that’s true and you can’t have independence being a slave. When you’re saddled with debt, you have fewer options and freedom of choice. Get out of debt as soon as you can!. [...] [...] Eliminate debt. I’m sure you’ve heard that the debtor is a slave to the lender. Well, I think that’s true and you can’t have independence being a slave. When you’re saddled with debt, you have fewer options and freedom of choice. Get out of debt as soon as you can!. [...]

]]> By: TracFone Promo Codes For May 2010. http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-16359 TracFone Promo Codes For May 2010. Sat, 01 May 2010 18:52:20 +0000 http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-16359 [...] we saved on cell phone service and other things we didn’t need, my wife and I were able to get ourselves out of <a href="http://simpledebtfreefinance.com/how-to-negotiate-credit-card-debt/">credit card debt</a> much [...] [...] we saved on cell phone service and other things we didn’t need, my wife and I were able to get ourselves out of credit card debt much [...]

]]> By: TracFone Promo Codes For April 2010. http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-15056 TracFone Promo Codes For April 2010. Thu, 01 Apr 2010 12:49:40 +0000 http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-15056 [...] my wife and I were getting ourselves out of <a href="http://simpledebtfreefinance.com/how-to-negotiate-credit-card-debt/">credit card debt</a> a few years back, one of the best things we did was to drop the multi-year contract with Verizon [...] [...] my wife and I were getting ourselves out of credit card debt a few years back, one of the best things we did was to drop the multi-year contract with Verizon [...]

]]> By: TracFone Promo Codes For 2010. http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-12950 TracFone Promo Codes For 2010. Fri, 26 Feb 2010 12:16:22 +0000 http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-12950 [...] when my wife and I were following what became our 7 steps to getting out of <a href="http://simpledebtfreefinance.com/tag/debt/">debt</a>, one of the things we did to cut expenses was ditch our costly cell phone [...] [...] when my wife and I were following what became our 7 steps to getting out of debt, one of the things we did to cut expenses was ditch our costly cell phone [...]

]]> By: Beth Charette http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-10604 Beth Charette Sat, 23 Jan 2010 02:15:05 +0000 http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-10604 As I write this comment, we have just received our first notice from our bank that a foreclosure proceeding is about to begin. They have asked that we make payments on our <a href="http://simpledebtfreefinance.com/tag/mortgages/">mortgage</a>, which is only $900 per month for the 1600 square foot home that we currently occupy. We did not live above our means when we were employed, and it took two of us to put bread on the table and a roof over our heads. We are both college grads who have student loans and learned precious little in four years at an Ivy college. Our friends on the other hand who weren't "smart" like us, and who went into the work world, all developed skills like plumbing and electrician that makes them in demand no matter the economy. The old model in America isn't working, as 70% of our kids go on to college to study a dummied down curriculum, structured to coddle the least bright minds in our Nation, and to be subject to "intellectuals" who couldn't buy a meal except in a sick environment where their bad ideas are worshiped. Sorry for these words, It is just so frustrating to read an article such as this when we would like nothing more than to have the opportunity of following the advice. Beth ToysPeriod is a leading online shop specializing in <a href="http://www.toysperiod.com" rel="nofollow">lego sets</a> and model railroad equipment. As I write this comment, we have just received our first notice from our bank that a foreclosure proceeding is about to begin.

They have asked that we make payments on our mortgage, which is only $900 per month for the 1600 square foot home that we currently occupy.

We did not live above our means when we were employed, and it took two of us to put bread on the table and a roof over our heads.

We are both college grads who have student loans and learned precious little in four years at an Ivy college.

Our friends on the other hand who weren’t “smart” like us, and who went into the work world, all developed skills like plumbing and electrician that makes them in demand no matter the economy.

The old model in America isn’t working, as 70% of our kids go on to college to study a dummied down curriculum, structured to coddle the least bright minds in our Nation, and to be subject to “intellectuals” who couldn’t buy a meal except in a sick environment where their bad ideas are worshiped.

Sorry for these words,

It is just so frustrating to read an article such as this when we would like nothing more than to have the opportunity of following the advice.

Beth

ToysPeriod is a leading online shop specializing in lego sets and model railroad equipment.

]]> By: Beth Charette http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-10603 Beth Charette Sat, 23 Jan 2010 02:07:23 +0000 http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-10603 Thank you for this article. My husband and I know exactly where our money is going. We have both lost our jobs. Although the suggestions made here are clearly helpful, I am assuming that you are speaking to those folks who have an income, or to those with no income like us, but no living expenses. If anyone out there has a way for us to follow this suggestions here without an income and with ongoing living expenses for ourselves and two children, we are all ears. Beth Thank you for this article.

My husband and I know exactly where our money is going.

We have both lost our jobs.

Although the suggestions made here are clearly helpful, I am assuming that you are speaking to those folks who have an income, or to those with no income like us, but no living expenses.

If anyone out there has a way for us to follow this suggestions here without an income and with ongoing living expenses for ourselves and two children, we are all ears.

Beth

]]> By: REVIEW: The Automatic Millionaire, By David Bach "A Powerful One-Step Plan To Live and Finish Rich" | Simple Debt-Free Finance http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-1026 REVIEW: The Automatic Millionaire, By David Bach "A Powerful One-Step Plan To Live and Finish Rich" | Simple Debt-Free Finance Mon, 09 Feb 2009 15:48:02 +0000 http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-1026 [...] The key point here is that getting out of <a href="http://simpledebtfreefinance.com/tag/debt/">debt</a> is automatic, not instantaneous. I followed similar steps myself, which you can read about here: 7 steps to getting out of debt. [...] [...] The key point here is that getting out of debt is automatic, not instantaneous. I followed similar steps myself, which you can read about here: 7 steps to getting out of debt. [...]

]]> By: My Financial Tipping Point. | Simple Debt-Free Finance http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-73 My Financial Tipping Point. | Simple Debt-Free Finance Sat, 13 Sep 2008 02:14:02 +0000 http://simpledebtfreefinance.com/7-steps-to-getting-out-of-debt/#comment-73 [...] I went back and studied how we got to where we were. I analyzed our expenses and developed a plan of attack to both cut unnecessary spending and pay down our <a href="http://simpledebtfreefinance.com/tag/debt/">debt</a>. [...] [...] I went back and studied how we got to where we were. I analyzed our expenses and developed a plan of attack to both cut unnecessary spending and pay down our debt. [...]

]]>