Simple Debt-Free Finance

A Simple Approach to Getting Out of Debt & Into Wealth

Is Dave Ramsey Right? Are Credit Cards the Cigarettes of Finance?

I’ve been listening to Dave Ramsey’s radio show on my way home form work the past couple of weeks, and I must say I really enjoy it. But he does keep saying something that kind of bothers me a little:
“Credit cards are the cigarettes of the financial world.”
It sounds good, and certainly gets the point [...]

The Best Credit Card for you!

Credit cards get a lot of bad press, but if you can control your spending and fit into one of these categories, it can be quite beneficial when using credit cards with rewards.
Best for balance transfers.
State Farm Bank Good Neighbor Visa. The Good Neighbor Visa card offers 0% interest on credit card balance transfers for [...]

Suze Orman Explains Why Debt Consolidation is a SCAM. (VIDEO)

Suze explains why Debt Consolidation is a scam, and provides detailed steps to consolidate credit card debt on your own - without paying a 3rd party. She also details how to cover your bases and make sure your credit score benefits from the consolidation.

The striking part to me is how much sense it makes from [...]

New regulation on credit cards offers consumer protection.

The U.S. Senate passed a bill Tuesday aimed at providing increased consumer protection by imposing stricter regulation on the credit-card industry.
The bill is known as the “Credit Cardholders’ Bill of Rights Act of 2009″ and here’s a quick look at what it does:
Rate changes and account management.

Allows a creditor to increase an APR on the [...]

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      The information and opinions provided on this site do not constitute professional advice. This blog is intended to provide general information only about the author's own personal financial journey. While all information shared here is believed to be accurate, the owner/operator of this website specifically disclaims all warranties expressed, implied or statutory, regarding the accuracy, timeliness, and/or completeness of the information contained herein. You are advised to discuss your specific requirements with an independent financial adviser. All posts are © 2008-2011, Simple Debt Free Finance.

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