Simple Debt-Free Finance

A Simple Approach to Getting Out of Debt & Into Wealth

First Premier Bank Exploits Credit Card loophole - for 79.9% APR!

The remainder of the new Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 regulations go into effect in February 21st, and a lot of credit card companies are making changes before those changes are banned.
One such change is hiking the APR. Come February, credit card companies will only be allowed to raise [...]

2009, year in review.

What a year it’s been!
As the history books close on 2009, I thought it might be nice to take a look back on the topics that were hot on Simple Debt-Free Finance over the past year.
401(k) Plans.
2009 saw a lot of talk about the future of the 401(k). It seems only natural, given that it [...]

More Shoppers Avoiding Credit Cards.

According to a recent AP article, more shoppers are wary of using credit cards this year despite the passage of the Credit Card Accountability Responsibility and Disclosure Act of 2009.
Shoppers were so loath to use credit this holiday season that they were paying with cash, debit card and even cashing in frequent flyer miles and [...]

Reminder: Bad Credit Can Affect Your Employment.

Bankrate.com’s Steve Bucci recently answered a question from a reader about whether bad credit can hurt your job prospects.
The reader’s roommate defaulted on 2 payday loans while he was out of work (ouch!), and subsequently relocated to Washington, D.C. (debtor’s capital of the world!). He managed to get a job, but two months into it [...]

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    The information and opinions provided on this site do not constitute professional advice. This blog is intended to provide general information only about the author's own personal financial journey. While all information shared here is believed to be accurate, the owner/operator of this website specifically disclaims all warranties expressed, implied or statutory, regarding the accuracy, timeliness, and/or completeness of the information contained herein. You are advised to discuss your specific requirements with an independent financial adviser. All posts are © 2008-2011, Simple Debt Free Finance.
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