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Heads Up - Your Credit Score May Suffer Even If You Pay Off Your Card Every Month!

I came across this article the other day in which a person asks a staff reporter for CreditCards.com if she pays off her credit card every month, can her score still suffer if that balance is “too high”? The surprising answer is: yes!

Your credit score could be hurt by large balances, even if they [...]

I'm A Pooh, How About You?

Hey, sorry for not writing anything for a while, but I’ve been kinda busy with my new job. I’m happy to say that things are going well so far…. aside from some lingering issues about what to do with my 401(k), but that’s another post.

While I try to find time to squeeze that post out, [...]

Celebrate Your Financial Independence.

Every 4th of July here in America, we celebrate the adoption of the Declaration of Independence on July 4, 1776 – our independence from the English Monarchy. It’s often met with fireworks, backyard barbeques and parades, but I also like to celebrate it by striving toward my own independence – from debt!

I think if [...]

The Typical American Family Can'T Afford The Typical New Car!

Liz Pulliam Weston has an article on MoneyCentral about how and why A car payment is not a fact of life.

Her article is basically an update on her original formula for determining how much you should spend when purchasing a new car. Her formula is not only simple, but sensible:

“…if you can’t pay cash for [...]