Life Insurance Settlements: A Bad Deal?
Did you now that you can sell your insurance policy to a 3rd party and receive an immediate lump sum?
I never knew this existed until I came across The Trade-offs of Selling Your Life Insurance in SmartMoney magazine.
The process is called “life settlement”, and it works like this…
A life settlement company approaches an elderly or [...]
When To Switch Car Insurance.
If you’re like most people, once you get your auto insurance you stick with the company until they increase your premium, or give you grief over filing a claim. But you can actually save some money switching your car insurance in some circumstance.
Here of five of those circumstances where you might find cheaper car insurance [...]
Is Gap Insurance A Good Idea?
As the name suggests, Gap insurance is meant to fill a gap in already existing insurance coverage. Gap (guaranteed auto protection) insurance is most typically offered on leased vehicles, for situations where the vehicle may be worth less than the total amount owed on the lease if the car is totaled, but gap insurance exists [...]
2 Employment Benefits That Aren’t Worth It.
If you’re like most employees, open enrollment season for employee benefits has either just passed, or is upon you right now. Here’s a quick post about 2 “benefits” that are commonly offered by employers but that really aren’t worth the expense or trouble in most cases.
1. Life Insurance.
Many employers offer life insurance up to one [...]
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