A few weeks ago, I responded to a reader’s question about How To Start Saving For Retirement At 40. In that post, I made mention that you can’t really save for retirement – you must invest for retirement. I also said that it’s beneficial to have an understanding of the basics of investing, even [...]
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She outlines 5 common mistakes investors make: Investing before you’re ready. “Better to do nothing than do something you don’t understand” That’s a great quote, and very applicable to investing. (On a side note, poor Matt Lauer asks whether people invested in subprime mortgages just weren’t ready – as if the independent investor was buying [...] I was reading this month’s issue of Kiplinger magazine when I saw the article CD Penalties Are Not Created Equal. Cashing out before the certificate matures can be costly. The article states that the average penalty for CDs of 1-year or less is 3 months of interest. The rate can be as high as 6-months [...] Just like you get an annual physical, you should also get a financial physical. That’s the premise of this article and I have to say I agree! It’s just common sense, really. Without a periodic check of your finances, you have no way to know if you’re on track or not until it’s too late. So what [...] |
 
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