Simple Debt-Free Finance

A Simple Approach to Getting Out of Debt & Into Wealth

Why 401(k) Retirement Plans Really Don’t Work, and How to Fix Them

I originally wrote this article back in January for the Saving Advice Blog, but I’ve seen a lot of chatter recently about it again - including this issue of Time magazine - and I feel very strongly about protecting individual retirement savings from the government, so I thought I’d go on the record here [...]

Employers cutting 401(k) match contributions.

Here’s a story near and not so dear to my heart titled, How Much You Lose When Your Employer Cuts Your 401(k) Match
It hit close to home because a few weeks ago I received an email from my corporate masters informing me that 401(k) matching contributions were “on hold indefinitely” so as to provide [...]

Will The Roth IRA Remain Tax Free?

Many financial planners recommend that investors salt at least some of their retirement savings away in a Roth IRA - and with good reason!
Roth IRA Eligibility Rules.
Eligibility rules are simple - if you earned taxable compensation, you are eligible. If you’re eligible, you next need to see if you qualify. For 2009, if your adjusted [...]

What to do with My 401k in the Current Market or How I gave my 401k Some TLC!

It’s not surprising that there are many people who are wondering: What should I do with my 401k in this market? One day the DOW (DJIA) is up 200 points, the nest it may be down 300. More often than not, a good day is a mixed market - maybe the DOW is off by [...]

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    The information and opinions provided on this site do not constitute professional advice. This blog is intended to provide general information only about the author's own personal financial journey. While all information shared here is believed to be accurate, the owner/operator of this website specifically disclaims all warranties expressed, implied or statutory, regarding the accuracy, timeliness, and/or completeness of the information contained herein. You are advised to discuss your specific requirements with an independent financial adviser. All posts are © 2008-2011, Simple Debt Free Finance.
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