Why 401(k) Retirement Plans Really Don’t Work, and How to Fix Them
I originally wrote this article back in January for the Saving Advice Blog, but I’ve seen a lot of chatter recently about it again - including this issue of Time magazine - and I feel very strongly about protecting individual retirement savings from the government, so I thought I’d go on the record here [...]
Employers cutting 401(k) match contributions.
Here’s a story near and not so dear to my heart titled, How Much You Lose When Your Employer Cuts Your 401(k) Match
It hit close to home because a few weeks ago I received an email from my corporate masters informing me that 401(k) matching contributions were “on hold indefinitely” so as to provide [...]
Will The Roth IRA Remain Tax Free?
Many financial planners recommend that investors salt at least some of their retirement savings away in a Roth IRA - and with good reason!
Roth IRA Eligibility Rules.
Eligibility rules are simple - if you earned taxable compensation, you are eligible. If you’re eligible, you next need to see if you qualify. For 2009, if your adjusted [...]
What to do with My 401k in the Current Market or How I gave my 401k Some TLC!
It’s not surprising that there are many people who are wondering: What should I do with my 401k in this market? One day the DOW (DJIA) is up 200 points, the nest it may be down 300. More often than not, a good day is a mixed market - maybe the DOW is off by [...]
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