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Poor use of credit cards can be harmful to a person’s credit score, and can sometimes lead to situation with no apparent escape. I’m talking about those who have so damaged their credit score that they have difficulty getting car loans, or even booking hotel rooms. These people live in a financial netherworld where they almost [...] I love to save money, but sometimes saving money can actually cost you money. Here are 3 ways you may end up losing more than you save. Inflation. People often sacrifice for what they perceive as safety – especially in uncertain times. The news seems awash in stories of people so terrified by the stock market crash [...] If you're not careful, lifestyle creep can sneak up on you and ruin your financial house before you realize what's happened. One of the most common and insidious causes for debt is what’s commonly called “lifestyle creep”. Lifestyle creep occurs when your spending rises to match or exceed your income. I personally think this happens [...] Here’s a heartbreaker for you. It’s a posting from the Personal Finance SavingAdvice forum : I have about $13K in credit card debt with approximately 9.2% APR. I recently got approved for a credit card with 0% APR on balance transfers for 15 months. I got approved for $7,500 only. If I call the credit card [...] |
 
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