Comments for Simple Debt-Free Finance

Comment on Personal Finance Blogs I Read: Work Save Live. by Daisy @ Add Vodka

Daisy @ Add Vodka — Fri, 18 May 2012 02:11:18 +0000

What a great idea! I think it’s great that you’re promoting other blogs on your own blog in such a thorough way. I love Work Save Live, too!

Comment on My Financial Tipping Point. by Personal Finance Blogs I Read: Work Save Live. | Simple Debt-Free Finance

Personal Finance Blogs I Read: Work Save Live. | Simple Debt-Free Finance — Fri, 18 May 2012 00:28:48 +0000

[...] used to be me, but then I reached my financial tipping point and went off that beaten path, so to [...]

Comment on College Grad Unemployment and Useless College Degrees. by Mike

Mike — Fri, 11 May 2012 18:05:51 +0000

A very timely post! I just read this yahoo story about a PhD grad living on food stamps:

http://finance.yahoo.com/news/even-a-phd-couldn-t-keep-this-man-off-food-stamps.html

.. and his PhD is in history! Not as useless as creative writing, but he’s pretty much limited himself to a teaching job at a time when there are too many applicants for such jobs.

Comment on Who Are the Unemployed? by College Grad Unemployment and Useless College Degrees.

College Grad Unemployment and Useless College Degrees. — Fri, 11 May 2012 15:03:41 +0000

[...] few years ago, I asked the question Who Are the Unemployed? The answer I found was largely those without a college [...]

Comment on How Not to Save Money on Auto Insurance. by Richard

Richard — Thu, 10 May 2012 21:10:02 +0000

I can't imagine dropping your auto insurance to save money. That's a pretty big gamble, and the downside is a lot worse than the money you have to spend out. It's amazing what kind of risks some people will take!

Comment on Lear Capital Commercial Pushes Mysterious Asset, but is it the One Asset to Rule Them All? by WorkSaveLive

WorkSaveLive — Mon, 07 May 2012 16:34:37 +0000

It's interesting and the fact is that nobody knows what is going to happen and whether or not gold will continue to rise. It's definitely a hedge against inflation but I don't think anybody can argue that much of the rise in price was due to fear-stricken people running from the stock market post 2008. I don't have any gold but I'm not going to say that it can't continue to rise. I think it's more likely that it crashes but it wouldn't be the first time I was wrong.

Comment on Lear Capital Commercial Pushes Mysterious Asset, but is it the One Asset to Rule Them All? by Joseph Perrotta

Joseph Perrotta — Mon, 07 May 2012 14:03:56 +0000

Like you, I don't pretend to be able to predict the future. However, when you look back at history, no asset has ever seen the type of appreciation that gold has for an extended period of time, and for the assets that have come close, they have ended with the "bursting of their bubble." I get bothered every time I hear a commercial for gold, because all they are doing is playing on investor fears of the market. I am not saying that one should not own gold, but most of these ads make it seem as though if you don't have your entire retirement account in gold, you are doomed. Over-concentration in any asset is ill-advised, and I worry that unassuming retirees or investors will soon be on the wrong end of this trade.

Comment on How To Reduce Car Insurance Costs In 5 Easy Steps. by The Carnival Of Financial Camaraderie #2 - My University Money

The Carnival Of Financial Camaraderie #2 - My University Money — Sun, 06 May 2012 17:13:07 +0000

[...] Morgan presents How To Reduce Car Insurance Costs In 5 Easy Steps posted at Simple Debt-Free Finance, saying, “How to lower your car insurance costs and avoid [...]

Comment on Life Insurance: What kind should I buy? by Simple Debt-Free Finance » Buying Life Insurance Online With Accuqoute: Review.

Sat, 05 May 2012 01:30:40 +0000

[...] of coverage desired. (read Life insurance: how much do I need?) and select type of insurance (read Life insurance: what kind should I buy?). Then specify whether you’re looking to buy new coverage, additional coverage, or a [...]

Comment on Life Insurance: How much do I need? by Simple Debt-Free Finance » Buying Life Insurance Online With Accuqoute: Review.

Sat, 05 May 2012 01:25:19 +0000

[...] select the amount of coverage desired. (read Life insurance: how much do I need?) and select type of insurance (read Life insurance: what kind should I buy?). Then specify whether [...]

Comment on 10 Cheap Hobbies for Fun and Relaxation. by therustyfender

therustyfender — Fri, 04 May 2012 00:37:38 +0000

Playing music and listening to music can often be a great way to relax. The guitar is a great instrument for relaxation. Guitar lessons are easy to find online for free or for very little money. This makes the guitar a good entry level instrument if you are looking for a relaxing and rewarding hobby.

Comment on A Simple Secret to Successful Investing. by Simple Debt-Free Finance » 5 Reasons To Avoid Index Funds?

Simple Debt-Free Finance » 5 Reasons To Avoid Index Funds? — Thu, 03 May 2012 03:25:31 +0000

[...] there’s an easier way to limit the downside. Using stop loss and market orders you could buy index fund ETF’s and avoid much of the carnage caused in wall street last [...]

Comment on 3 Ways To Negotiate a Credit Card Debt Settlement Yourself. by Top Personal Finance Posts Of The Week – The Grueling 26.2 Edition - Personal Finance Whiz

Tue, 01 May 2012 01:25:32 +0000

[...] ice on my knees in the background)Top Posts of the WeekJoe Morgan @ Simple Debt-Free Finance writes 3 Ways To Negotiate a Credit Card Debt Settlement Yourself. – If you’re one of the millions of credit card holders who has found themselves buried in [...]

Comment on Lear Capital Commercial Pushes Mysterious Asset, but is it the One Asset to Rule Them All? by Jay Carver

Jay Carver — Mon, 30 Apr 2012 16:23:33 +0000

I keep hearing this commercial on Rush Limbaugh and Glenn Beck, but I didn’t want to call to see what they were selling. Thanks to you, I don’t have to! lol!

Comment on Are Rising Rent Prices in 2012 Good for the Housing Market? (Video) by Terry

Terry — Wed, 25 Apr 2012 04:30:42 +0000

What do you mean "When you’re paying very nearly as much for rent as you would for a mortgage..." In many US markets, it is now more expensive to rent than to buy. Renting is 18 percent more expensive than buying currently where I live. As a rent slave with NO hope of ever buyoing a home, I must ask: How are rising rent prices good ***for those renters who will never be able to buy a home***?

Comment on 5 Ways to Improve Your Credit Score. by Simple Debt-Free Finance » Blog Archive Is 25 Credit Cards Too Many?

Simple Debt-Free Finance » Blog Archive Is 25 Credit Cards Too Many? — Wed, 25 Apr 2012 00:16:27 +0000

[...] You can achieve the same benefit by having one or two credit cards, and charging less that 30% on them. If that’s less than you spend per month, then use cash for the difference. (Here are 5 more ways to improve your credit score) [...]

Comment on Minimalism vs. Simplicity – Are You Missing the Point? by Joe

Joe — Tue, 24 Apr 2012 23:29:22 +0000

@Daisy: It is a fine line, isn’t it?

Comment on 3 Ways To Negotiate a Credit Card Debt Settlement Yourself. by Joe

Joe — Tue, 24 Apr 2012 23:27:58 +0000

You make a good point MM, but this is not something the casual card carrier would or should consider. It's really more of a last ditch effort before bankruptcy, so your credit score is likely in rough shape or will be anyway. Also, it's a common tactic that many debt settlement companies do, and the unscrupulous ones say they do but don't - taking your money instead.

Comment on 3 Ways To Negotiate a Credit Card Debt Settlement Yourself. by TB at BlueCollarWorkman

TB at BlueCollarWorkman — Tue, 24 Apr 2012 20:12:47 +0000

I'm not trying to hate on anyone, but after reading this, I have to say that I am SO GLAD to not be in credit card debt. What a pain!

Comment on Minimalism vs. Simplicity – Are You Missing the Point? by Daisy @ Add Vodka

Daisy @ Add Vodka — Tue, 24 Apr 2012 00:33:35 +0000

Minimalism is very trendy with the PF community, but I think you are very right about simplicity being the key, and not minimalism. Although I can see how minimalism can lead to simplicity.