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	<title>Simple Debt-Free Finance</title>
	<atom:link href="http://simpledebtfreefinance.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://simpledebtfreefinance.com</link>
	<description>A Simple Approach to Getting Out of Debt &#38; Into Wealth</description>
	<pubDate>Mon, 15 Mar 2010 14:06:35 +0000</pubDate>
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			<item>
		<title>Could You Live off Credit Card Rewards Points? This man is. (VIDEO)</title>
		<link>http://simpledebtfreefinance.com/could-you-live-off-credit-card-rewards-points-this-man-is-video/</link>
		<comments>http://simpledebtfreefinance.com/could-you-live-off-credit-card-rewards-points-this-man-is-video/#comments</comments>
		<pubDate>Mon, 15 Mar 2010 14:06:35 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Debt]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Bankruptcy]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[foreclosure]]></category>

		<category><![CDATA[UnEmployment]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=2018</guid>
		<description><![CDATA[Could you live off the rewards points and frequent-flier miles you&#8217;ve racked up on your credit card over the years? This man is. He&#8217;s a former executive from Southern California who&#8217;s become homeless since the bottom fell out of the economy in 2008.
He&#8217;s so far managed to keep his food bill to around $5 per [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/could-you-live-off-credit-card-rewards-points-this-man-is-video/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Bankruptcy Can Prevent You From Refinancing Your Mortgage - Even With A Credit Score Of 700!?</title>
		<link>http://simpledebtfreefinance.com/bankruptcy-can-prevent-you-from-refinancing-your-mortgage-even-with-a-credit-score-of-700/</link>
		<comments>http://simpledebtfreefinance.com/bankruptcy-can-prevent-you-from-refinancing-your-mortgage-even-with-a-credit-score-of-700/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 14:24:21 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Debt]]></category>

		<category><![CDATA[Bankruptcy]]></category>

		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=2015</guid>
		<description><![CDATA[Don Taylor, over at Bankrate.com, recently received a question about Bankruptcy and mortgage refinancing that I think is a poignant reminder of how serious bankruptcy is and how long it can follow you.
The reader writes to Mr. Taylor and pleads his case:
We have about 60 percent equity in our home. We both have credit scores [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/bankruptcy-can-prevent-you-from-refinancing-your-mortgage-even-with-a-credit-score-of-700/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Life Insurance Settlements: A Bad Deal?</title>
		<link>http://simpledebtfreefinance.com/life-insurance-settlements-a-bad-deal/</link>
		<comments>http://simpledebtfreefinance.com/life-insurance-settlements-a-bad-deal/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 13:39:48 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Life Insurance]]></category>

		<category><![CDATA[life settlement]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=2008</guid>
		<description><![CDATA[Did you now that you can sell your insurance policy to a 3rd party and receive an immediate lump sum?
I never knew this existed until I came across The Trade-offs of Selling Your Life Insurance in SmartMoney magazine.
The process is called &#8220;life settlement&#8221;, and it works like this&#8230;
A life settlement company approaches an elderly or [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/life-insurance-settlements-a-bad-deal/feed/</wfw:commentRss>
		</item>
		<item>
		<title>A Simple Way to Avoid the 10 Most Common Tax Mistakes.</title>
		<link>http://simpledebtfreefinance.com/a-simple-way-to-avoid-the-10-most-common-tax-mistakes/</link>
		<comments>http://simpledebtfreefinance.com/a-simple-way-to-avoid-the-10-most-common-tax-mistakes/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 14:34:52 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Tips]]></category>

		<category><![CDATA[Taxes]]></category>

		<category><![CDATA[Turbo Tax]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=2005</guid>
		<description><![CDATA[Investopedia has their list of The 10 Most Common Tax-Filing Mistakes available on Yahoo! Finance. According to them, the top 10 list looks like this:

Wrong Filing Status
Wrong Address
Incorrect or Missing Social Security Numbers
Unsigned Return
Math Errors
Tax Computation Errors
Incorrect Identification Numbers
Incorrect Financial Institution Information
Undocumented Deductions
Wrongly Claiming &#8212; or Forgetting to Claim &#8212; Credits And Rebates

Let&#8217;s stop and [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/a-simple-way-to-avoid-the-10-most-common-tax-mistakes/feed/</wfw:commentRss>
		</item>
		<item>
		<title>When To Switch Car Insurance.</title>
		<link>http://simpledebtfreefinance.com/when-to-switch-car-insurance/</link>
		<comments>http://simpledebtfreefinance.com/when-to-switch-car-insurance/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 15:56:30 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Auto Insurance]]></category>

		<category><![CDATA[car insurance]]></category>

		<category><![CDATA[cheaper car insurance]]></category>

		<category><![CDATA[Saving Money]]></category>

		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1967</guid>
		<description><![CDATA[If you&#8217;re like most people, once you get your auto insurance you stick with the company until they increase your premium, or give you grief over filing a claim. But you can actually save some money switching your car insurance in some circumstance.
Here of five of those circumstances where you might find cheaper car insurance [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/when-to-switch-car-insurance/feed/</wfw:commentRss>
		</item>
		<item>
		<title>TracFone Promo Codes For March 2010.</title>
		<link>http://simpledebtfreefinance.com/tracfone-promo-codes-for-march-2010/</link>
		<comments>http://simpledebtfreefinance.com/tracfone-promo-codes-for-march-2010/#comments</comments>
		<pubDate>Sat, 27 Feb 2010 15:18:50 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Saving]]></category>

		<category><![CDATA[promo codes]]></category>

		<category><![CDATA[Saving Money]]></category>

		<category><![CDATA[TracFone]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1983</guid>
		<description><![CDATA[Looking for TracFone promotional codes? Here are two just for the month of March.
20 bonus minutes when adding 120 minutes or more of airtime.
Just like it sounds, if you&#8217;re adding 120 minutes or more, you get an additional 20 minutes free when you use the promo code 13131. Valid March 1st - 31st, 2010.
40 bonus [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/tracfone-promo-codes-for-march-2010/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What Is The Best Place For My Savings To Grow?</title>
		<link>http://simpledebtfreefinance.com/what-is-the-best-place-for-my-savings-to-grow/</link>
		<comments>http://simpledebtfreefinance.com/what-is-the-best-place-for-my-savings-to-grow/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 21:00:31 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Investing]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Building Wealth]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1986</guid>
		<description><![CDATA[I recently got a question in an email and thought I&#8217;d make it a post, since it&#8217;s a pretty general question and suits this blog topic well.
Here&#8217;s the question:
I have a couple thousand dollars saved up, but it&#8217;s just sitting in a bank account right now not earning very much. I see a lot of [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/what-is-the-best-place-for-my-savings-to-grow/feed/</wfw:commentRss>
		</item>
		<item>
		<title>TracFone Promo Codes For 2010.</title>
		<link>http://simpledebtfreefinance.com/tracfone-promo-codes-for-2010/</link>
		<comments>http://simpledebtfreefinance.com/tracfone-promo-codes-for-2010/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 12:12:15 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Saving]]></category>

		<category><![CDATA[promo codes]]></category>

		<category><![CDATA[Saving Money]]></category>

		<category><![CDATA[TracFone]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1975</guid>
		<description><![CDATA[Back when my wife and I were following what became our 7 steps to getting out of debt, one of the things we did to cut expenses was ditch our costly cell phone bill.
At the time, I had a 3 year service contract with a big-name provider, but I only used the phone a few [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/tracfone-promo-codes-for-2010/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Is Gap Insurance A Good Idea?</title>
		<link>http://simpledebtfreefinance.com/is-gap-insurance-a-good-idea/</link>
		<comments>http://simpledebtfreefinance.com/is-gap-insurance-a-good-idea/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 12:00:13 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Auto Insurance]]></category>

		<category><![CDATA[Scam]]></category>

		<category><![CDATA[spending]]></category>

		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1825</guid>
		<description><![CDATA[As the name suggests, Gap insurance is meant to fill a gap in already existing insurance coverage. Gap (guaranteed auto protection) insurance is most typically offered on leased vehicles, for situations where the vehicle may be worth less than the total amount owed on the lease if the car is totaled, but gap insurance exists [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/is-gap-insurance-a-good-idea/feed/</wfw:commentRss>
		</item>
		<item>
		<title>eSmartTax is Calling All Johnsons.</title>
		<link>http://simpledebtfreefinance.com/esmarttax-is-calling-all-johnsons/</link>
		<comments>http://simpledebtfreefinance.com/esmarttax-is-calling-all-johnsons/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 21:28:43 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Sponsored]]></category>

		<category><![CDATA[Free]]></category>

		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1832</guid>
		<description><![CDATA[This is a Sponsored Post written by me on behalf of eSmart Tax. All opinions are 100% mine.
No, really.
The folks at eSmart Tax are having a little fun while letting all American taxpayers file for free this year at www.eSmartTax.com.
They&#8217;re offering two ways to file your taxes online, for free:

By using their basic edition, free [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/esmarttax-is-calling-all-johnsons/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How To Negotiate An Extended Auto Warranty.</title>
		<link>http://simpledebtfreefinance.com/how-to-negotiate-an-extended-auto-warranty/</link>
		<comments>http://simpledebtfreefinance.com/how-to-negotiate-an-extended-auto-warranty/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 12:34:46 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Tips]]></category>

		<category><![CDATA[Extended Warranty]]></category>

		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1814</guid>
		<description><![CDATA[I&#8217;ve blogged about various after market extended auto warranties and why I think they&#8217;re bad deals, but today I thought I&#8217;d share some tips on negotiating an extended warranty from a dealer. 
Just to be clear, I still think it&#8217;s best to keep some money aside in your own high yield savings account for any [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/how-to-negotiate-an-extended-auto-warranty/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Up Next: A Social Security Bailout?</title>
		<link>http://simpledebtfreefinance.com/up-next-a-social-security-bailout/</link>
		<comments>http://simpledebtfreefinance.com/up-next-a-social-security-bailout/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 12:10:03 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Debt]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Retirement]]></category>

		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1809</guid>
		<description><![CDATA[Yes, you read that right. The U.S. taxpayer could be on the hook yet again for another bailout in the next year or so - this time for Social Security! This according to an article by Allan Sloan (Fortune magazine&#8217;s senior editor at large).
It&#8217;s long been common knowledge that the Social Security system is deeply [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/up-next-a-social-security-bailout/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Refinance Trends: New Wave Spurs 6-Week High Demand.</title>
		<link>http://simpledebtfreefinance.com/mortgage-refinance-trends-new-wave-spurs-6-week-high-demand/</link>
		<comments>http://simpledebtfreefinance.com/mortgage-refinance-trends-new-wave-spurs-6-week-high-demand/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 12:22:43 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Housing]]></category>

		<category><![CDATA[Mortgage Rates]]></category>

		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[news]]></category>

		<category><![CDATA[Recession]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1804</guid>
		<description><![CDATA[It looks like there&#8217;s a &#8220;mini-wave&#8221; of mortgage refinancing that&#8217;s been pushing the rate of applications up to a six week high. But the home buyer tax credit doesn&#8217;t expire until the end of April, and that doesn&#8217;t apply to refinancing anyway, so why the rush?
The rush may be due to the anticipated end to [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/mortgage-refinance-trends-new-wave-spurs-6-week-high-demand/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Avoid These 5 Credit Card Rookie Mistakes!</title>
		<link>http://simpledebtfreefinance.com/avoid-these-5-credit-card-rookie-mistakes/</link>
		<comments>http://simpledebtfreefinance.com/avoid-these-5-credit-card-rookie-mistakes/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 12:49:25 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Debt]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1798</guid>
		<description><![CDATA[Rookie mistakes can affect anyone from major athletes to novice investors, even presidents. There&#8217;s a reason experience is so important in many facets of life; we learn from our mistakes.
Some would argue that making mistakes is important expressly for the purpose of learning so that we can become better people, but I&#8217;ve often thought that [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/avoid-these-5-credit-card-rookie-mistakes/feed/</wfw:commentRss>
		</item>
		<item>
		<title>New Home Sales Down 7.6% In December.</title>
		<link>http://simpledebtfreefinance.com/new-home-sales-down-76-in-december/</link>
		<comments>http://simpledebtfreefinance.com/new-home-sales-down-76-in-december/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 12:39:56 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Real Estate]]></category>

		<category><![CDATA[foreclosure]]></category>

		<category><![CDATA[Housing]]></category>

		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1794</guid>
		<description><![CDATA[According to this article from the AP, new home sales fell 7.6% last month.
The Commerce Department said December sales fell to a seasonally adjusted annual rate of 342,000 from an upwardly revised November pace of 370,000. Economists surveyed by Thomson Reuters had forecast a pace of 370,000 for December.
It&#8217;s mildly surprising given that the home [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/new-home-sales-down-76-in-december/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How The Credit CARD Act Of 2009 Might Be A Bad Deal.</title>
		<link>http://simpledebtfreefinance.com/how-the-credit-card-act-of-2009-might-be-a-bad-deal/</link>
		<comments>http://simpledebtfreefinance.com/how-the-credit-card-act-of-2009-might-be-a-bad-deal/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 12:32:10 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Debt]]></category>

		<category><![CDATA[CARD Act]]></category>

		<category><![CDATA[Credit Card Accountability Responsibility and Disclosure Act]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1785</guid>
		<description><![CDATA[The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 has received much favorable press since it was enacted, and rightfully so in many cases.
There have been cases where unethical credit card companies have attempted to skirt the new regulations, but here&#8217;s another why in which the new regulations may negatively impact credit card [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/how-the-credit-card-act-of-2009-might-be-a-bad-deal/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Anna Nicole Smith&#8217;s Bizarre Bankruptcy Claim.</title>
		<link>http://simpledebtfreefinance.com/anna-nicole-smiths-bizarre-bankruptcy-claim/</link>
		<comments>http://simpledebtfreefinance.com/anna-nicole-smiths-bizarre-bankruptcy-claim/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:01:50 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Debt]]></category>

		<category><![CDATA[Anna Nicole Smith]]></category>

		<category><![CDATA[celebrity bankruptcy]]></category>

		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1779</guid>
		<description><![CDATA[
I don&#8217;t usually post about celebrity news, but occasionally a &#8220;celebrity in debt&#8221; kind of story catches my attention.
Today, I came across this story about Anna Nicole Smith&#8217;s bankruptcy that was about the strangest thing I&#8217;d read since&#8230; well, since Michael Jackson was in the news.
For starters, we have the classic celebrity in debt quote:
In [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/anna-nicole-smiths-bizarre-bankruptcy-claim/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How Important Is Your Credit Score, Really?</title>
		<link>http://simpledebtfreefinance.com/how-important-is-your-credit-score-really/</link>
		<comments>http://simpledebtfreefinance.com/how-important-is-your-credit-score-really/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 12:00:59 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Credit report]]></category>

		<category><![CDATA[Credit score]]></category>

		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1764</guid>
		<description><![CDATA[A lot has been written about the importance of your credit score, but how important is it really?
It all depends on what you&#8217;re doing in your life at any given time. For example, if you&#8217;re thinking of buying a home in the next few months, then your credit score is extremely important because it will [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/how-important-is-your-credit-score-really/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Frightening U.S. Credit Card Debt Graphic!</title>
		<link>http://simpledebtfreefinance.com/frightening-us-credit-card-debt-graphic/</link>
		<comments>http://simpledebtfreefinance.com/frightening-us-credit-card-debt-graphic/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 11:31:06 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Debt]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Credit Debt]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1771</guid>
		<description><![CDATA[Here&#8217;s an absolutely frightening graphic showing the growth of credit card debt in the U.S. from 1970 to today (and beyond).

The graphic is courtesy of Man vs. Debt.
I think it really hammers home two points:

How much the American consumer has become dependent on credit cards over the past 40 years.
That the increase in the amount [...]]]></description>
		<wfw:commentRss>http://simpledebtfreefinance.com/frightening-us-credit-card-debt-graphic/feed/</wfw:commentRss>
		</item>
		<item>
		<title>10 Credit Card Tips for 2010 and Beyond.</title>
		<link>http://simpledebtfreefinance.com/10-credit-card-tips-for-2010-and-beyond/</link>
		<comments>http://simpledebtfreefinance.com/10-credit-card-tips-for-2010-and-beyond/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 11:55:04 +0000</pubDate>
		<dc:creator>Joe</dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Tips]]></category>

		<category><![CDATA[Credit Card Accountability Responsibility and Disclosure Act]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://simpledebtfreefinance.com/?p=1761</guid>
		<description><![CDATA[2010 is the year many new regulations go into effect for credit cards, and while most help the card holder, some create loopholes for unethical credit card providers to exploit. Here are 10 tips to help you avoid being caught in one of these loopholes.
1. Get rid of your balance.
This is simple the most effective [...]]]></description>
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