Comments on: How Decrease Your Auto Insurance Premium by 40% or More.

By: warakit

warakit — Wed, 08 Jul 2009 17:59:35 +0000

Thanks for the information that you have provided. I liked it. The links that you have provided is seems to be helpful to me. Thanks for sharing it with us.

By: Bill Beavers

Bill Beavers — Wed, 03 Jun 2009 18:16:32 +0000

New York, California, Insurance is a mess. I still remember those early years. No fun for the driver or the parents but a necessity. I was in the state fund, don't remember what it was called (I'm 64 yrs old now) but once you opted into that fund someone "had" to insure you and so many of us teenagers wound up there. Your post is great, straight forward information that anyone can understand and you've laid it out for them very nicely. Very well done. All the best.

By: Conversion Vans

Conversion Vans — Sun, 24 May 2009 03:56:13 +0000

Most people buy whatever their insurance broker sales them. And most will not sell the "State Minimum Package". If you have few assets and your car is old go with the miniums. Also rates are lower if you drive less. Make sure you are only paying to be covered for the actual amount of miles your drive. If you drive back and forth to work, then tell them that. No point in overpaying. The more the Broker can sell you the more they make. But that works against you.

By: us fidelis

us fidelis — Tue, 14 Apr 2009 21:23:15 +0000

This is a pretty informative post here. Decreasing auto insurance premiums is a huge subject in NY and also in places like CA. There are a lot of useful tips, like all the discounts that you may be eligible for but didnt know about. Also changing the premium and deductible can save a lot, depending on the risk of your vehicle.

By: Danny Beard

Danny Beard — Tue, 10 Mar 2009 20:41:11 +0000

Great post. I don't live in new york, but I have family that does and they are in 100% agreement with you on the comment about being the highest taxed state in the union and still having a huge deficit. That's just criminal. But back to the insurance. I agree with the previous commenter that this a great blog and also that if you do have an older car it is wise to just drop the collision if the premium and deductible is going to cost you more than the car is worth. great post.

By: Personal Leasing

Personal Leasing — Wed, 07 Jan 2009 20:01:53 +0000

I agre, this is one of the best blogs i’ve seen on this subject.

By: MoneyGrubbingLawyer

MoneyGrubbingLawyer — Wed, 05 Nov 2008 17:57:21 +0000

Great tips! Raising your deductible is an easy way to save a bit of cash on insurance premiums. If you are financing or leasing your vehicle, make sure that you're allowed a higher deductible- some financing companies require certain coverage limits. If you're car is older and not worth a lot, you might also want to consider dropping collision and theft coverage altogether. Sometimes the potential cost just doesn't justify the potential benefit. And BTW, I was surprised to learn that there were ANY states where insurance coverage was optional. That's a scary prospect if you get hit and seriously injured by an uninsured driver.