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EDITOR’S NOTE: This is a guest post by Sharon Smith, a financial blogger who writes for the Oak View Law Group. She offers advice on debt relief plans, frugal living and more. Collision Auto Insurance is one of the common car types of insurance people go for. It pays for fixing your car if [...] If you’re like most people, once you get your auto insurance you stick with the company until they increase your premium, or give you grief over filing a claim. But you can actually save some money switching your car insurance in some circumstance. You can save money when you switch insurance providers at the right [...] As the name suggests, Gap insurance is meant to fill a gap in already existing insurance coverage. Gap (guaranteed auto protection) insurance is most typically offered on leased vehicles, for situations where the vehicle may be worth less than the total amount owed on the lease if the car is totaled, but gap insurance exists [...] According to InsuranceRates.com, New York state (where I live) auto insurance rates have declined more than 20% in 2009. Insurance rates in your state have likely also declined. A resident of New York who pays the 6-month median rate of $970.25 and who earns $42,414 a year (the New York median annual income) pays approximately 4.58% [...] |
 
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