Simple Debt-Free Finance

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First Premier Bank Exploits Credit Card loophole - for 79.9% APR!

The remainder of the new Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 regulations go into effect in February 21st, and a lot of credit card companies are making changes before those changes are banned.
One such change is hiking the APR. Come February, credit card companies will only be allowed to raise [...]

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