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I’M Clueless When It Comes To Money. Please Help!

Here’s a heartbreaker for you. It’s a posting from the Personal Finance SavingAdvice forum :

I have about $13K in credit card debt with approximately 9.2% APR. I recently got approved for a credit card with 0% APR on balance transfers for 15 months. I got approved for $7,500 only. If I call the [...]

How To: Avoid the Dangers of Store Credit Cards

EDITOR’S NOTE: The following is a guest post by Kevin Fleming. Kevin runs CreditShout, a personal finance blog dedicated to educating people on how to manage their finances and reviewing the best credit cards.

Almost everyone has experienced it… you go up to the register in a department store or a [...]

Are Debit Cards Really That Bad For Teens And Tweens?

I read an article on Kiplinger today that I just had to write about.

I clicked on the headline because I thought it could be some useful information to share with my readers, but I found myself disagreeing with just about every point the author was making.

The article is titled, Say ‘No’ to [...]

Which Debt Should You Pay Off First?

It’s a sad fact of modern life that unless we are diligent we are bound to end up with a multitude of debts, so it’s no wonder that people often feel overwhelmed when considering which debt they should pay off first.

This topic is usually centered around credit card debt and often pits philosophies [...]