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Looks like the Credit CARD Act of 2009 isn’t quite putting an end to all those sneaky and unfair credit card tricks. According to a recent Wall Street Journal article, credit card companies are still up to their old tricks, albeit in a different guise. Shortened payment periods. The CARD Act of 2009 mandates that [...] I came across this article the other day in which a person asks a staff reporter for CreditCards.com if she pays off her credit card every month, can her score still suffer if that balance is “too high”? The surprising answer is: yes! Your credit score could be hurt by large balances, even if they [...] Poor use of credit cards can be harmful to a person’s credit score, and can sometimes lead to situation with no apparent escape. I’m talking about those who have so damaged their credit score that they have difficulty getting car loans, or even booking hotel rooms. These people live in a financial netherworld where they almost [...] EDITOR’S NOTE: The following is a guest post by Kevin Fleming. Kevin runs CreditShout, a personal finance blog dedicated to educating people on how to manage their finances and reviewing the best credit cards. Almost everyone has experienced it… you go up to the register in a department store or a big [...] |
 
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