How Important Is Your Credit Score, Really?
A lot has been written about the importance of your credit score, but how important is it really?
It all depends on what you’re doing in your life at any given time. For example, if you’re thinking of buying a home in the next few months, then your credit score is extremely important because it will [...]
First Premier Bank Exploits Credit Card loophole - for 79.9% APR!
The remainder of the new Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 regulations go into effect in February 21st, and a lot of credit card companies are making changes before those changes are banned.
One such change is hiking the APR. Come February, credit card companies will only be allowed to raise [...]
Does Marriage Affect Your Credit Score?
It’s a common question and one that is often asked too late: Does Marriage Affect Your Credit Score?
Like so many things, the answer is: It depends.
Specifically, it depends on where you live. If you live in a community property state, such as Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington or Wisconsin, then the [...]
How Does Debt Settlement Affect Your Credit Score (And More!)
If you’ve ever wondered how things like debt settlement and bankruptcy affect your credit score, look no further.
MSN Money’s Liz Pulliam Weston asked FICO how these and other negative finance moves actually affect your FICO score.
The results are surprising (at least to me). The FICO company (Fair Isaac) is not crazy about giving away [...]
by Email








