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It looks like home buyers looking to take advantage of the recently extended tax credit have a longer wait ahead of them than those who got the credit the 1st time around. Due in part to scam artists filing false claims, and the IRS being unprepared for the extension, it can now take months [...] The remainder of the new Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 regulations go into effect in February 21st, and a lot of credit card companies are making changes before those changes are banned. One such change is hiking the APR. Come February, credit card companies will only be allowed to [...] What a year it’s been! As the history books close on 2009, I thought it might be nice to take a look back on the topics that were hot on Simple Debt-Free Finance over the past year. 401(k) Plans. 2009 saw a lot of talk about the future of the 401(k). It seems only [...] Bankrate.com’s Steve Bucci recently answered a question from a reader about whether bad credit can hurt your job prospects. The reader’s roommate defaulted on 2 payday loans while he was out of work (ouch!), and subsequently relocated to Washington, D.C. (debtor’s capital of the world!). He managed to get a job, but two months [...] |
 
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