Money as a Debt Magnifier.

I don’t know if you are a Dave Ramsey fan or not, but I’ve been listening to him casually on the radio during my evening commute now for a few months and I had to write about something I noticed time and again on his shows. It seems like just about every person who gets [...]

Is Dave Ramsey Right? Are Credit Cards the Cigarettes of Finance?

I’ve been listening to Dave Ramsey’s radio show on my way home form work the past couple of weeks, and I must say I really enjoy it. But he does keep saying something that kind of bothers me a little:
“Credit cards are the cigarettes of the financial world.”
It sounds good, and certainly gets the point [...]

Things to Avoid: Debt in Retirement!

“You’re saying that you’re all washed up
Got nothing else to give
Seems like you never figured out
How long you have to live”
- The Traveling Wilburys
I’ve shied away from Dave Ramsey. I’ve seen some blogs talking about him, and seen his multitude of books in passing in book stores, but I’ve so far avoided him. I think [...]