I’m still sort of up in the air about Dave Ramsey on a lot of things. Sometimes I think he makes a lot of sense, and other times I think he’s just phoning it in, or giving advice about something he’s not really that knowledgeable in. Investing falls into that second category. I think he [...]
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If you find yourself in a tough financial situation and are considering seeking the help of a professional credit counselor, there may be good news for you. Since the credit crunch of 2008, and the current recession have led to historic bankruptcy and foreclosure rates, help is a little easier to come by. That’s the [...] Debt selling and buying is big business so it’s no surprise that debt collectors can be difficult to shake. Even if you pay off the balance owed, you can still be pestered by a collector who’s working off an out of date record. What happens is that the original creditor has tried to collect on a [...] Being in debt is never a happy experience, but it can be down right detrimental to your health, wealth and happiness if that debt goes to a collection agency. Here’s what you should know about dealing with debt collectors. Figure out what you’re dealing with. The first thing you want to do is determine whether the debt [...] |
 
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