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If there was ever a time when credit card holders had leverage to negotiate a better deal on their credit card debt, now is the time! With near record bankruptcies and unemployment, credit card issuers have had to write off a lot of uncollected balances. This makes credit card companies much more likely to [...] Many people realize too late that they have a problem managing their money. This epiphany usually comes when a 5 figure credit card bill is staring them in the face. It happened to me, and it can happen to you. I was lucky in that mine was a low 5 figure amount, and I [...] When a person finds himself in over his head in debt, a common solution that is often considered is debt consolidation. Many times it seems like a magic bullet that can eliminate many mountains of debt with a single shot. But one major question that many forget to ask is: how does debt consolidation [...] |
 
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