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10 Credit Counseling Tips.

If you find yourself in a tough financial situation and are considering seeking the help of a professional credit counselor, there may be good news for you.

Since the credit crunch of 2008, and the current recession have led to historic bankruptcy and foreclosure rates, help is a little easier to come by. That’s the [...]

Why Now is a Good Time to Negotiate Debt With Lenders.

Times are tough for all of us right now, and it’s especially tough for lenders. That’s good for borrowers. With the credit crisis, lender’s are in a tight spot and that’s why it may be the best time to negotiate your debt with them- ever!

According to the Federal Reserve, charge offs by credit card companies [...]