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I came across this article the other day in which a person asks a staff reporter for CreditCards.com if she pays off her credit card every month, can her score still suffer if that balance is “too high”? The surprising answer is: yes! Your credit score could be hurt by large balances, even if they [...] Every 4th of July here in America, we celebrate the adoption of the Declaration of Independence on July 4, 1776 – our independence from the English Monarchy. It’s often met with fireworks, backyard barbeques and parades, but I also like to celebrate it by striving toward my own independence – from debt! I think if [...] I got a comment on one of my other posts a few days ago from a reader named Renee. She’s in her early 40′s, newly married with no debt and no retirement savings. She was wondering if I had any advice on the best way for her to start saving TODAY. Well, it turns out that I [...] Poor use of credit cards can be harmful to a person’s credit score, and can sometimes lead to situation with no apparent escape. I’m talking about those who have so damaged their credit score that they have difficulty getting car loans, or even booking hotel rooms. These people live in a financial netherworld where they almost [...] |
 
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