I’m still sort of up in the air about Dave Ramsey on a lot of things. Sometimes I think he makes a lot of sense, and other times I think he’s just phoning it in, or giving advice about something he’s not really that knowledgeable in. Investing falls into that second category. I think [...]
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Two members of congress have introduced the “Debt Settlement Consumer Protection Act,” which seeks to reign in the fees charged by some debt settlement companies and require written disclosures of services before they are performed. The bill would also require debt settlement firms to offer the right to cancel for a full refund. A [...] If you're not careful, lifestyle creep can sneak up on you and ruin your financial house before you realize what's happened. One of the most common and insidious causes for debt is what’s commonly called “lifestyle creep”. Lifestyle creep occurs when your spending rises to match or exceed your income. I personally think [...] Just like you get an annual physical, you should also get a financial physical. That’s the premise of this article and I have to say I agree! It’s just common sense, really. Without a periodic check of your finances, you have no way to know if you’re on track or not until it’s too [...] |
 
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