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10 Credit Counseling Tips.

If you find yourself in a tough financial situation and are considering seeking the help of a professional credit counselor, there may be good news for you.

Since the credit crunch of 2008, and the current recession have led to historic bankruptcy and foreclosure rates, help is a little easier to come by. That’s the [...]

How To: DIY debt consolidation, a Better Option.

When your debt gets overwhelming, it can seem like debt consolidation is the only way out, but did you know you don’t need to use a costly debt consolidation service? Here’s how and why you should try the DIY debt consolidation solution.

Debt consolidation is a useful tool for many kinds of debt, whether it be [...]

7 Ways to Beat Back Debt Collectors.

Being in debt is never a happy experience, but it can be down right detrimental to your health, wealth and happiness if that debt goes to a collection agency. Here’s what you should know about dealing with debt collectors.

Figure out what you’re dealing with.

The first thing you want to do is determine whether the debt [...]

Why are YOU in debt?

We’ve been hearing a great deal in the news lately about debt. I know a lot of people are in various kinds of debt. Common causes highlighted by the media are the death of a family provider, job loss and medical emergency. I suspect this is because those causes are very dramatic. But what about [...]