Simple Debt-Free Finance

A Simple Approach to Getting Out of Debt & Into Wealth

6 Ways to get free gift cards.

According the National Retail Federation, gift cards are expected to be the most requested gift this year. Here are 6 ways you can get one free… well, mostly free.
1. Social media sites.
Friend and follow your favorite company on Facebook and twitter and you’ll be first in line for special offers presented only on [...]

Gift Card Comparison Made Easy.

By now we’ve all heard about the various “gotchas” often applied to gift cards. We’ve all heard the warning bells of hidden fees, expiration dates and the like, but how do you know if that gift card you’re about to buy is booby trapped?
Well, here’s a really simple and handy web site you probably want [...]

The Credit Card Accountability Responsibility And Disclosure Act Of 2009 And Gift Cards.

Did you know that the Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 has provisions that affect gift cards? Neither did I. But on Aug. 22, 2010, the following provisions take effect for gift certificates, store gift cards and general-use prepaid cards (usually branded by Visa or MasterCard).
Fee and expiration limits.

Inactivity fees can [...]

Sharper Image Illustrates a New Hazard with Gift Cards.

By now, you probably already know that many gift cards charge a fee against the unused balance if the card is not used by a year after purchase. But the recent bankrupting of Sharper Image shows a new peril with giving the gift of card.
Specifically, what happens to the card holder if the company files [...]

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    The information and opinions provided on this site do not constitute professional advice. This blog is intended to provide general information only about the author's own personal financial journey. While all information shared here is believed to be accurate, the owner/operator of this website specifically disclaims all warranties expressed, implied or statutory, regarding the accuracy, timeliness, and/or completeness of the information contained herein. You are advised to discuss your specific requirements with an independent financial adviser. All posts are © 2008-2011, Simple Debt Free Finance.

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