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Congress Takes Aim At Debt Settlement Scams.

Two members of congress have introduced the “Debt Settlement Consumer Protection Act,” which seeks to reign in the fees charged by some debt settlement companies and require written disclosures of services before they are performed. The bill would also require debt settlement firms to offer the right to cancel for a full refund.

A typical [...]

Is Gap Insurance A Good Idea?

As the name suggests, Gap insurance is meant to fill a gap in already existing insurance coverage. Gap (guaranteed auto protection) insurance is most typically offered on leased vehicles, for situations where the vehicle may be worth less than the total amount owed on the lease if the car is totaled, but gap insurance exists [...]

Beware ezsver rw and the proflowers scam!

I can’t believe it and I’m a bit embarrassed to admit it, but I was scammed. I used Proflowers.com recently to send flowers to my wife (our anniversary) and my mother (her birthday) and thought I got a great deal. The flowers were beautiful, and they seemed to last forever. It wasn’t until two months [...]

MSNBC Thinks U.S. Fidelis Auto Warranty is a Scam! (Video)

I get A LOT of reader comments on my December post, Is us Fidelis auto warranty a scam?.

When I wrote that post, I was honestly just asking a question about Auto Warranties in general and U. S. Fidelis was my foil since they were on the television literally every time I turned around (they [...]